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Payments

When you checkout a cart, an unpaid order is returned. You can process the payment for the order though a payment gateway.

note
  • You need to configure and enable a payment gateway before you can accept payments for orders.
  • Configure your store to use Manual Gateway to process payments if the order total is zero or the payment is through non-supported payment providers.
  • There are a number of actions that happen to your inventory when checking out and paying for an order. For more information, see Inventory.
  • We recommend to wait until the payment confirmation process is fully completed before proceeding with any additional updates to the order. Making simultaneous updates to the same entity immediately after payment confirmation can lead to a race condition. To learn more information on handling parallel calls to API objects, see Parallel Calls to API Objects.

Payment Methods​

Depending on the chosen gateway, you may or may not have access to capture funds immediately or authorize for later payment. For more information, see Transactions.

To make a partial payment in Postman through any payment gateway, specify the desired payment amount in the amount field within the request body. To learn about Split Payments, see the Split Payments section.

Purchase​

The simplest method is purchase. The gateway attempts to charge the customer immediately, and the result of the attempt is returned.

You can partially pay funds using purchase method. The gateway attempts to charge the customer immediately, and the payment status for an order shows partially_paid.

When you Get an order, you can see the following fields in the meta object:

  • balance_owing: Specifies the outstanding funds required to complete an order. It considers all complete or pending transactions, including authorized, paid, and captured transactions. (balance_owing = order total - authorized amount - paid amount).
  • paid: Specifies the total amount of purchased or captured transactions.
  • authorized: Specifies the total amount of completed or pending authorized transactions for an order.

Authorize​

You can authorize a payment so funds can later be captured when an item is dispatched or restocked.

You can partially pay for an order using authorize payment method so that the order is partially_authorized. The transaction must be complete for the order status to be partially_authorized.

For more information about order and payment statuses for split payments, see Split Payments.

Capture​

After authorizing a transaction, you have to capture the authorized funds.

note

We recommend capturing payments several hours to days after the authorization to mitigate risks of fraud and chargebacks. When you sell digital goods that are delivered immediately, we recommend using a single purchase call instead of separate authorize and capture calls.

After the payment is partially_authorized, you must capture the authorized transaction later. Once you capture the authorized transactions, the order payment status will change to partially_paid.

Refunds​

You can use either the Refund through Composable Commerce or use the Mark as Refunded capability, or a combination of both capabilities.

For more information about refund for split payments, see Refund a Payment.

Refund through Composable Commerce​

You can start a full or partial refund to a supported payment provider directly from Commerce Manager or the API. When you start the refund process, the refund request is sent to the payment gateway. You no longer have to log on to your payment gateway’s console to process the refund.

When you process a refund, use the refund endpoint to pass the refund amount. If you don’t pass an amount, the refund is processed as Mark as refunded. For more information, see the Mark as Refunded section.

Each time a partial refund is triggered, the transaction.updated event is generated and updated with refunded.amount. The order.updated event is also triggered. The order.refunded event generates when the full amount is refunded.

Mark as Refunded​

You can use your payment gateway’s console to process a refund. Process the refund first in the payment gateway and then use the Mark as Refunded capability in Composable Commerce to complete the process.

When an order is Marked as refunded, the payment status order.payment.status is set to refunded. In this case, the order.updated, transaction.updated and order.refunded events are generated.

📄️ Create Stripe Payment Intent for a Cart

The Cart Payment Intent feature enables the creation of a Stripe Payment Intent specifically tied to a shopping cart and its subsequent order. This allows Payment Intent users to track payment details from the cart stage and seamlessly maintain consistency in payment information throughout the order stage. Using these features, you can create Payment Intents for their carts, update Payment Intents with final cart details, and synchronize Payment Intents from Stripe to Commerce.